Stowers Demands: the Gift that Keeps on Giving

For this holiday season, we’re looking at a recent case out of Texas that operates as a small gift for insurers, which provides a relatively bright-line rule for future Stowers analyses. As we have previously written, while plaintiff’s counsel may make Stowers demands during third-party liability claims, these demands are directed to the insurers, who are required to exercise ordinary care in the settlement of covered claims to protect insureds from excess judgments under the Stowers doctrine……
By: Zelle LLP